html{scroll-behavior:smooth}body{margin:0;background:#0d1725}.draft-strip{padding:9px 20px;color:#182438;background:#dbe7f3;font:13px/1.5 system-ui;text-align:center}.skip{position:absolute;left:10px;top:-100px;color:black;background:white;padding:10px;z-index:5}.skip:focus{top:10px}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{.draft-strip{display:none}}

    #ledger-family-guide{--lg-bg:#0d1725;--lg-panel:#162334;--lg-ink:#f4f7fb;--lg-muted:#bccada;--lg-line:#35455a;--lg-yellow:#ffd75e;--lg-blue:#a7d8ff;background:var(--lg-bg);color:var(--lg-ink);font:16px/1.7 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;overflow-wrap:anywhere}
    #ledger-family-guide *{box-sizing:border-box}#ledger-family-guide a{color:var(--lg-blue);text-underline-offset:4px}#ledger-family-guide a:focus-visible,#ledger-family-guide summary:focus-visible,#ledger-family-guide input:focus-visible{outline:3px solid var(--lg-yellow);outline-offset:5px}
    #ledger-family-guide .lg-wrap{max-width:1100px;margin:auto;padding:0 36px}#ledger-family-guide .lg-header{border-bottom:1px solid var(--lg-line);padding:22px 0}#ledger-family-guide .lg-header .lg-wrap{display:flex;align-items:center;justify-content:space-between;gap:22px;flex-wrap:wrap}
    #ledger-family-guide .lg-brand{display:flex;gap:12px;align-items:center;text-decoration:none;color:var(--lg-ink)}#ledger-family-guide .lg-brand img{width:52px;height:52px}#ledger-family-guide .lg-brand strong{font-size:22px;letter-spacing:.02em}#ledger-family-guide .lg-brand small{display:block;font-size:12px;color:var(--lg-muted)}#ledger-family-guide nav{display:flex;gap:20px;flex-wrap:wrap;font-size:14px}#ledger-family-guide nav a{text-decoration:none;color:var(--lg-muted)}
    #ledger-family-guide .lg-flagline{font-size:11px;letter-spacing:.16em;text-align:left;padding:10px 0;color:var(--lg-muted)}#ledger-family-guide .lg-hero{padding:55px 0 38px}#ledger-family-guide .lg-kicker{font-size:12px;text-transform:uppercase;letter-spacing:.17em;color:var(--lg-yellow);font-weight:700;margin:0 0 15px}#ledger-family-guide h1{font-size:clamp(34px,5vw,62px);line-height:1.08;letter-spacing:-.04em;margin:0 0 20px;max-width:850px}#ledger-family-guide .lg-deck{font-size:20px;color:var(--lg-muted);max-width:760px;margin:0 0 25px}#ledger-family-guide .lg-actions{display:flex;gap:13px;flex-wrap:wrap;align-items:center}#ledger-family-guide .lg-button{display:inline-block;padding:12px 19px;border-radius:6px;text-decoration:none;font-weight:700;background:var(--lg-yellow);color:#172232}#ledger-family-guide .lg-button-outline{background:transparent;color:var(--lg-ink);border:1px solid var(--lg-line)}#ledger-family-guide .lg-meta{font-size:12px;color:var(--lg-muted);margin-top:22px}
    #ledger-family-guide .lg-quick{padding:26px 30px;background:var(--lg-panel);border-left:4px solid var(--lg-yellow);margin:0 0 25px}#ledger-family-guide .lg-quick h2{margin:0 0 10px;font-size:23px}#ledger-family-guide .lg-quick p{margin:0}#ledger-family-guide .lg-jump{padding:16px 0 26px;border-bottom:1px solid var(--lg-line);gap:10px 23px}
    #ledger-family-guide .lg-section{padding:40px 0;border-bottom:1px solid var(--lg-line)}#ledger-family-guide .lg-section h2{font-size:30px;line-height:1.25;letter-spacing:-.025em;margin:0 0 18px}#ledger-family-guide h3{font-size:20px;line-height:1.4;margin:0 0 10px}#ledger-family-guide p{margin:0 0 15px}#ledger-family-guide .lg-lead{color:var(--lg-muted);max-width:780px}#ledger-family-guide .lg-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin:23px 0}#ledger-family-guide .lg-panel{background:var(--lg-panel);padding:25px;border-radius:8px}#ledger-family-guide .lg-panel p:last-child{margin-bottom:0}#ledger-family-guide .lg-label{font-size:11px;color:var(--lg-yellow);letter-spacing:.12em;text-transform:uppercase;display:block;margin-bottom:10px}#ledger-family-guide .lg-source{font-size:13px;color:var(--lg-muted)}#ledger-family-guide .lg-note{padding:18px 22px;background:var(--lg-panel);border-radius:6px;margin:20px 0}#ledger-family-guide .lg-note strong{color:var(--lg-yellow)}
    #ledger-family-guide .lg-checklist{display:grid;grid-template-columns:1fr 1fr;gap:14px 30px;margin:25px 0;padding:0;list-style:none;counter-reset:preparation}#ledger-family-guide .lg-checklist li{display:flex;align-items:flex-start;gap:12px;padding:15px 0;border-bottom:1px solid var(--lg-line);counter-increment:preparation}#ledger-family-guide .lg-checklist li::before{content:counter(preparation,decimal-leading-zero);color:var(--lg-blue);font-size:14px;font-weight:700;flex:none;padding-top:2px}#ledger-family-guide .lg-checklist b{display:block;color:var(--lg-ink);font-size:16px;margin-bottom:4px}#ledger-family-guide .lg-checklist span{color:var(--lg-muted);font-size:14px}#ledger-family-guide .lg-story-prompts{padding-left:22px;margin:20px 0}#ledger-family-guide .lg-story-prompts li{margin:12px 0}#ledger-family-guide .lg-story-prompts strong{color:var(--lg-ink)}
    #ledger-family-guide .lg-map{width:100%;border-collapse:collapse;margin:22px 0}#ledger-family-guide .lg-map th,#ledger-family-guide .lg-map td{text-align:left;vertical-align:top;padding:16px 10px;border-bottom:1px solid var(--lg-line)}#ledger-family-guide .lg-map th{color:var(--lg-muted);font-size:12px;letter-spacing:.06em;text-transform:uppercase}#ledger-family-guide .lg-map td:first-child{width:34%;font-weight:700}#ledger-family-guide .lg-story{border-left:3px solid var(--lg-blue);padding:3px 0 3px 22px;margin:20px 0;font-size:20px;color:var(--lg-muted)}
    #ledger-family-guide details{padding:18px 0;border-bottom:1px solid var(--lg-line)}#ledger-family-guide summary{font-weight:700;min-height:30px}#ledger-family-guide details p{margin:15px 0 0;max-width:830px;color:var(--lg-muted)}#ledger-family-guide .lg-sources{padding-left:22px;font-size:14px}#ledger-family-guide .lg-sources li{padding:7px 0}#ledger-family-guide .lg-cta{padding:38px 30px;margin:36px 0;background:var(--lg-panel);border-radius:8px}#ledger-family-guide .lg-cta h2{font-size:31px;line-height:1.25;margin:0 0 15px}#ledger-family-guide .lg-footer{padding:30px 0;color:var(--lg-muted);font-size:12px}#ledger-family-guide .lg-footer nav{margin-bottom:18px;font-size:12px}#ledger-family-guide .lg-disclaimer{font-size:13px;color:var(--lg-muted)}
    @media(max-width:640px){#ledger-family-guide .lg-wrap{padding:0 20px}#ledger-family-guide .lg-hero{padding-top:35px}#ledger-family-guide .lg-grid,#ledger-family-guide .lg-checklist{grid-template-columns:1fr}#ledger-family-guide .lg-deck{font-size:18px}#ledger-family-guide .lg-quick{padding:22px}#ledger-family-guide .lg-section h2{font-size:26px}#ledger-family-guide nav{gap:12px 17px}#ledger-family-guide .lg-map th,#ledger-family-guide .lg-map td{padding:13px 7px;font-size:14px}#ledger-family-guide .lg-cta{padding:25px 20px}}
    @media print{#ledger-family-guide{background:white;color:black;font-size:11pt}#ledger-family-guide .lg-header,#ledger-family-guide .lg-flagline,#ledger-family-guide .lg-actions,#ledger-family-guide .lg-jump,#ledger-family-guide .lg-footer{display:none}#ledger-family-guide .lg-wrap{max-width:none;padding:0}#ledger-family-guide .lg-panel,#ledger-family-guide .lg-note,#ledger-family-guide .lg-quick,#ledger-family-guide .lg-cta{background:transparent;color:black;border:1px solid #aaa}#ledger-family-guide a,#ledger-family-guide .lg-muted,#ledger-family-guide .lg-lead,#ledger-family-guide .lg-deck,#ledger-family-guide .lg-meta,#ledger-family-guide .lg-disclaimer{color:black}#ledger-family-guide .lg-section{break-inside:auto}#ledger-family-guide h2,#ledger-family-guide h3{break-after:avoid}#ledger-family-guide .lg-panel,#ledger-family-guide .lg-checklist li{break-inside:avoid}}
/* FAQ treatment derived from the published Why You Need It page, 2026-10-13. */
#ledger-family-guide #family-faq {
  --faq-bg: #091522;
  --faq-text: #eff4f8;
  --faq-muted: #c9d9e5;
  --faq-line: #365064;
  --faq-link: #add8f5;
  --faq-gold: #ffd64b;
  color: var(--faq-text);
  font-family: 'Segoe UI', Arial, sans-serif;
  line-height: 1.65;
}
#ledger-family-guide #family-faq .faq-eyebrow {
  margin: 0 0 12px;
  color: var(--faq-link);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .15em;
  text-transform: uppercase;
}
#ledger-family-guide #family-faq h2 {
  margin: 0 0 .65em;
  color: var(--faq-text);
  font-size: 30px;
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -.025em;
  text-wrap: balance;
}
#ledger-family-guide #family-faq details {
  margin: 0;
  padding: 19px 0;
  border: 0;
  border-top: 1px solid var(--faq-line);
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}
#ledger-family-guide #family-faq summary {
  margin: 0;
  padding: 0;
  min-height: 0;
  border: 0;
  border-radius: 9px;
  background: transparent;
  color: #e5edf3;
  font-size: 16px;
  font-weight: 600;
  line-height: 1.6;
  overflow-wrap: anywhere;
}
#ledger-family-guide #family-faq details[open] > summary {
  margin-bottom: 17px;
  outline: 1.5px solid var(--faq-gold);
  outline-offset: 4px;
}
#ledger-family-guide #family-faq details > p {
  margin: 0;
  padding: 0;
  max-width: none;
  border: 0;
  color: var(--faq-muted);
  font-size: 15px;
  line-height: 1.65;
}
#ledger-family-guide #family-faq a { color: var(--faq-link); text-underline-offset: 4px; }
#ledger-family-guide #family-faq a:hover { color: #fff; }
#ledger-family-guide #family-faq summary:focus-visible,
#ledger-family-guide #family-faq a:focus-visible { outline: 1.5px solid var(--faq-gold); outline-offset: 4px; }
@media print {
  #ledger-family-guide #family-faq summary, #ledger-family-guide #family-faq details > p { color: #142d42 !important; }
  #ledger-family-guide #family-faq details > * { display: block !important; }
  #ledger-family-guide #family-faq details::details-content { content-visibility: visible !important; display: block !important; }
}

  /* Sticky navigation for the seven numbered guide sections. */
#ledger-family-guide .lg-jump {
  position: sticky;
  top: 0;
  z-index: 4;
  align-items: center;
  gap: 2px 18px;
  padding: 8px 0;
  background: var(--lg-bg);
  border-bottom: 1px solid var(--lg-line);
}
#ledger-family-guide .lg-jump a {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  max-width: 100%;
  padding: 6px 2px;
  border-radius: 6px;
  color: var(--lg-muted);
  line-height: 1.4;
}
#ledger-family-guide .lg-jump a[aria-current="location"] {
  color: var(--lg-yellow);
}
#ledger-family-guide .lg-jump a:hover {
  text-decoration: underline;
  text-underline-offset: 5px;
}
#ledger-family-guide .lg-jump a:focus-visible {
  outline: 1.5px solid var(--lg-yellow);
  outline-offset: 3px;
}
#ledger-family-guide :is(.lg-section[id], #family-downloads, #family-example) {
  scroll-margin-top: calc(var(--lg-nav-height, 112px) + 16px);
}
@media (max-width: 640px) {
  #ledger-family-guide .lg-jump {
    gap: 0 14px;
    padding: 6px 0;
    font-size: 13px;
  }
}
@media print {
  #ledger-family-guide .lg-jump { display: none; }
  #ledger-family-guide .lg-section[id] { scroll-margin-top: 0; }
}


#ledger-family-guide .lg-breadcrumb{display:flex;gap:8px;align-items:center;flex-wrap:wrap;font-size:12px;color:var(--lg-muted);margin-top:19px}
#ledger-family-guide .lg-breadcrumb a{text-decoration:underline}
#ledger-family-guide #family-downloads{scroll-margin-top:calc(var(--lg-nav-height,112px) + 16px)}
#ledger-family-guide .lg-download-band{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(220px,1fr);gap:25px;align-items:center;margin:27px 0;padding:25px;background:var(--lg-panel);border:1px solid var(--lg-line);border-top:1.5px solid var(--lg-yellow);border-radius:9px}
#ledger-family-guide .lg-download-band p{color:var(--lg-muted);font-size:15px;margin-bottom:8px}
#ledger-family-guide .lg-download-band .lg-actions{align-items:flex-start;flex-direction:column;gap:13px}
#ledger-family-guide .lg-example{margin:30px 0;border:1px solid var(--lg-line);border-radius:9px;overflow:clip;background:var(--lg-panel);scroll-margin-top:calc(var(--lg-nav-height,112px) + 16px)}
#ledger-family-guide .lg-example-heading{padding:26px 26px 18px}
#ledger-family-guide .lg-example-heading h3{font-size:26px;line-height:1.25}
#ledger-family-guide .lg-example-heading>p{max-width:780px;color:var(--lg-muted)}
#ledger-family-guide .lg-example-disclosure{font-size:12px;margin-bottom:0}
#ledger-family-guide .lg-example-records{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--lg-line);border-bottom:1px solid var(--lg-line)}
#ledger-family-guide .lg-example-records article{padding:24px;min-width:0}
#ledger-family-guide .lg-example-records article+article{border-left:1px solid var(--lg-line)}
#ledger-family-guide h4{font-size:18px;line-height:1.35;margin:0 0 8px}
#ledger-family-guide .lg-demo-id{font-size:12px;color:var(--lg-blue);margin:0 0 20px;font-variant-numeric:tabular-nums}
#ledger-family-guide .lg-example-records dl{margin:0;font-size:14px}
#ledger-family-guide .lg-example-records dt{font-weight:700;margin:17px 0 5px}
#ledger-family-guide .lg-example-records dd{color:var(--lg-muted);margin:0}
#ledger-family-guide .lg-handoff{padding:26px}
#ledger-family-guide .lg-handoff ol{padding-left:23px;margin:16px 0}
#ledger-family-guide .lg-handoff li{margin:12px 0;color:var(--lg-muted)}
#ledger-family-guide .lg-handoff strong{color:var(--lg-ink)}
#ledger-family-guide .lg-handoff>.lg-source{margin:16px 0 0}
#ledger-family-guide .lg-real-output{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:28px;margin:28px 0 32px;align-items:center}
#ledger-family-guide .lg-real-output>a{display:block;border-radius:9px}
#ledger-family-guide .lg-real-output img{display:block;max-width:100%;width:100%;height:auto;border-radius:9px}
#ledger-family-guide .lg-real-output figcaption p{color:var(--lg-muted)}
#ledger-family-guide .lg-real-output .lg-source{margin-top:14px;font-size:12px}
#ledger-family-guide .lg-editorial-note{padding:23px 0 3px;margin-top:22px;border-top:1px solid var(--lg-line)}
#ledger-family-guide .lg-editorial-note p{font-size:14px;color:var(--lg-muted)}
#ledger-family-guide .lg-meta a{color:inherit}
#ledger-family-guide .lg-button{min-height:44px;border-radius:9px}
#ledger-family-guide .lg-button:focus-visible{outline:1.5px solid var(--lg-yellow);outline-offset:4px}
#ledger-family-guide .lg-quick{border-left-width:1.5px;border-radius:9px}
#ledger-family-guide [hidden]{display:none!important}
@media(max-width:760px){#ledger-family-guide .lg-example-records{grid-template-columns:1fr}#ledger-family-guide .lg-example-records article+article{border-left:0;border-top:1px solid var(--lg-line)}#ledger-family-guide .lg-download-band{grid-template-columns:1fr}#ledger-family-guide .lg-real-output{grid-template-columns:1fr;max-width:600px}#ledger-family-guide .lg-real-output>a{max-width:370px}#ledger-family-guide .lg-example-heading,#ledger-family-guide .lg-handoff,#ledger-family-guide .lg-example-records article{padding:22px}}
@media print{#ledger-family-guide .lg-breadcrumb,#ledger-family-guide .lg-download-band .lg-actions{display:none}#ledger-family-guide .lg-download-band,#ledger-family-guide .lg-example{background:white;border-color:#aaa;color:black}#ledger-family-guide .lg-example-records article{break-inside:avoid}#ledger-family-guide .lg-example-records dd,#ledger-family-guide .lg-example-heading>p,#ledger-family-guide .lg-handoff li,#ledger-family-guide .lg-real-output figcaption p,#ledger-family-guide .lg-editorial-note p{color:black}#ledger-family-guide .lg-real-output{grid-template-columns:200px 1fr}}

/* Keep the existing consent controls available without covering the guide at small sizes or page zoom. */
@media print{#ledger-family-guide{--lg-yellow:#142d42;--lg-muted:#33475a;--lg-blue:#164c75;--lg-ink:#142d42}}